Personal Online Banking

Bank from the comfort of your home or office. FBO Personal Online Banking allows you to manage every aspect of your banking relationship using our convenient and secure online banking.

You can access your accounts from anywhere in the world from a computer with internet access and one of the most current, popular browsers such as Chrome, Safari, Firefox, or Internet Explorer. Additionally, you can register multiple FBO accounts on which you are an owner, making it easier to see your full financial picture. Personal Online Banking is required to use Mobile Banking. Enroll today to stay connected to your FBO relationships!

Enroll now

* Internet connection required. Usage fees may apply. Contact your wireless provider for details.

Image-female-laptop-pointing at money management toolsOnline Banking Key Features

  • Free!  No service charge for FBO Online Banking
  • Secure access to registered FBO accounts using one login
  • BillPay - pay businesses and organizations, plus transfer funds to your accounts at other financial institutions
  • Move Money - Send funds to people using Popmoney® and transfer funds between registered FBO accounts
  • Personalized alerts and notifications, such as Low Balance (see below)
  • E-Statements
  • View check and deposit images
  • Export your FBO transactions to financial software such as Quicken® and Quickbooks®
  • Mobile Banking uses our secure Mobile App as a means to access and conduct transactions with your accounts. (must first enroll in Online Banking)
  • Text Banking (enrollment instructions below)
 
 
 

Mobile Banking using the FBO Mobile App

FBO offers free Mobile Banking through the FBO Mobile App.* You can bank anywhere, anytime, using your hand-held device. A perfect solution for individuals, families and small businesses.

Download our free FBO Mobile App to your mobile device, whether Apple products like iPhone and iPad, or Android (Google) products.  To access the FBO Mobile App simply click on your device's App store below.

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*Wireless connection required. Usage fees may apply. Contact your wireless provider for details.

Mobile App Banking Features

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Deposit checks 

This is a great tool for students, commuters, or anyone who can’t make it to the bank. Use your mobile device's camera to deposit checks anywhere at any time.

Account balances and transaction history

View your records going back 18 months.

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Account transfers

Initiate account transfers between your FBO accounts as well as your other accounts at other financial institutions.1

FBO BillPay

FBO Personal BillPay is a free service through FBO Personal Online & Mobile Banking. It provides many features that make bill-paying easier for you. Pay your bills online. It's fast, easy, secure and free! Pay as many bills as you like without any transaction fees...and no postage stamps required. Once you use FBO BillPay, you'll never want to write a check again. 2

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FBO MyCardRules™ (COMING SOON)

Allows you to set spending, geographical and parental controls. This also helps you prevent misuse and fraud by allowing you to turn your FBO Debit Card ON and OFF with ease.

1 Charges may apply

2 Must be enrolled in, and set up through, online banking before payments can be made

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ONLINE & MOBILE BANKING OVERVIEW

A more powerful online experience with enhanced tools and features for both Personal and Business.

HIGHLIGHTS:  Personal 

  • New Money Management tool will automatically track spending by category, forecast budget and savings goals, track debt and payoffs, and much more.
  • After initial LOGIN, there's no need to change your password.  The new multi-factor security will keep your account safe.
  • Send money to family and friends easily by Mobile or Desktop.
  • Enhanced BillPay has a faster payment solution by enabling you to pay bills using your FBO Debit Card. And your payees and accounts seamlessly transfer to the new system when launched.
  • Control your FBO Debit Cards by setting spending limits, geographic spending zones, and parental controls.  Also, turn cards On and Off. (this feature will be added after launch)
  • New Mobile Apps:  APPLE STORE (iPhone, iPad);  GOOGLE PLAY STORE (Android devices)

HIGHLIGHTS:  Business

  • Customize reports to your unique business needs.
  • Mobile Banking has a feature enabling you to securely approve Wires and ACHs, including those for payroll.
  • One-view capability of your business and personal accounts is included, but you can select to see only business accounts if desired. 
  • Control your FBO Debit Cards by setting spending limits and geographic spending zones by individual or group.  Also, turn cards On and Off. (this feature will be added after launch)
  • New Business Mobile Apps:   APPLE STORE (iPhone, iPad);  GOOGLE PLAY STORE (Android devices)​ 

 

 
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Personal Online & Mobile Banking 

FAQ's & User guide

Business Online & Mobile Banking

FAq's & user guide

 

 
 

Alerts and Notifications Enrollment

Setup 'push' notifications to your mobile devices and email regarding account activity, such as a low balances. These notifications and alerts are automatically sent according to your setup preferences.

  1. Login to FBO Online Banking
  2. From the home screen, in the top right corner click the MY SETTINGS link
  3. Look for OTHER SETTINGS at the bottom of the MY SETTINGS screen
  4. Click ALERTS & NOTIFICATIONS
  5. Follow the instructions of the ALERTS & NOTIFICATIONS page  (see snippet example below)

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